This task is a bit more involved but very important. You are going to create a spending plan for this month and every following month. I guarantee that you are going to have a financial emergency. 100% chance. Let's work on living within our means, accumulating an emergency fund, and getting out of debt. I recommend Dave Ramsey. Here is the link.
Dave Ramsey baby steps:
One task every
day, one small task....for a better prepared community - K
Thank god we have zero debt. Our home is rent to own, so I don't think of it has a mortgage. Every car I buy I pay cash. Only expediences are day to day. Which can be a battle in its self.
ReplyDeleteFrom the statistics that I've read, if you have a dollar in your pocket and no debt, then you have more net worth than 50% of the US population.
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