Tuesday, January 27, 2015

Your First Emergency

In helping the community and our church, Sweetheart and I volunteered to co-lead the Dave Ramsey program at our church. Let's face it. People will have a financial emergency before an earthquake, EMP blast, or a super volcano eruption. The more people that are out of debt and have a firmer grip on their budget, then they will be light years ahead of everyone else. The better prepared that our community is, the better it is for our family.

We'll be helping with the 9 week course, and getting back into the program ourselves. We have one credit card that we are hoping to pay off within the next six months. If you are unfamiliar with the program, I've got a link on the top of the page. Check it out, it's what really allowed me to go back to school and get my degree without being saddled with student loans. That and the support of my wonderful wife.

Debt is modern day slavery...except that they don't have to pay for your housing and food.

Keep Right on Prepping - K

Keep Right On Prepping - K


  1. I have not had a credit card in years, Senior has two, that we are working hard to pay off. We only have one car payment.Moved to SC with no house payment ( as of yet..working on something new here though) and I have renters in the FL house who are paying that mortgage for me.

    Being free of CC is a wonderful feeling. If we don't have cash to buy it, then we don't get it. ...plain and simple.

    1. JUGM, y'all are light years ahead of 99% of other people. When we sale our other house, we'll be able to retire the CC and have a 6 month cushion back in the bank. Hopefully enough left over to put a nice down payment on a vehicle.